Credit Access for Vietnam's MSMEs
Breaking barriers to credit for MSMEs
In Vietnam, MSMEs face limited access to affordable financing due to strict collateral requirements and reliance on traditional banking.
With Bettr Working Capital, MSMEs gain higher approval rates, faster access to funds, and flexible repayment options to manage liquidity more effectively, reinvest in growth, and compete with confidence.
Get Financing Where You Are
MSMEs can access working capital directly from digital platforms like Amazon where they already operate, with a straightforward application process.
Faster Access to Funds When You Need It
We know how important it is to strike when the iron is hot. We ensure our application experience is seamless so MSMEs can enjoy fast approvals and disbursements of funds.
Fair, Transparent Rates You Can Trust
Built for Vietnam’s MSMEs, with affordable rates and no hidden terms.
Flexible Financing That Adapts To You
Access funding that adjusts to your unique needs, giving you the freedom to choose amounts and repayment terms that fit your journey.
Financing Options in Vietnam,
Made Possible via Our Strategic Partners
Amazon (via Dowsure)
Bettr Working Capital (USD)
Collateral-free financing for MSMEs
- Loan amounts up to $1,000,000 available
- Attractive interest rate as low as 1.08% per month
- Flexible repayment with loan tenures of up to 12 months
- Fast approval in 10 minutes
Eligibility
- Hold a valid operation license
- Have operated on an e-commerce platform for 1+ years
- Generate at least US$10,000 in annual receivables from the platform
Steps to apply
- Log in to your Amazon Seller Portal and go to the "Lending" section.
- Click on "Dowsure" to open up the Dowsure landing page.
- Select the "Bettr Working Capital (USD)" loan option.
- Start your application - you'll be redirected to the Bettr loan page to complete the process in just few simple steps.
Hear from our customers

With funding from Bettr, I invested in producing Longevity dried sea grapes, expanded sales channels on Amazon, met the rising demand for healthy gifts, and introduced this Vietnamese specialty to international markets.
Tran Van Tuoi, Longevity Seagrape

The loan from Bettr helped me purchase more materials, diversify holiday gift products on Amazon, meet peak season demand, and elevate the presence of Vietnamese handicrafts.
Nguyen Quoc Bao, New Eleven

With funding from Bettr, I invested in producing Longevity dried sea grapes, expanded sales channels on Amazon, met the rising demand for healthy gifts, and introduced this Vietnamese specialty to international markets.
Tran Van Tuoi, Longevity Seagrape

The loan from Bettr helped me purchase more materials, diversify holiday gift products on Amazon, meet peak season demand, and elevate the presence of Vietnamese handicrafts.
Nguyen Quoc Bao, New Eleven
Are you a digital platform provider looking to offer financing to your sellers and customers?
Partner with Bettr and launch in under 30 days.
FAQs
Explore answers to common questions about Bettr’s offerings and services.
How is Bettr's financing different from traditional loans?
Bettr’s financing is embedded directly within partner platforms, so eligible merchants can access capital where they already operate. The application is streamlined, approvals are fast, and funding will be made available quickly without lengthy paperwork.
Who can use Bettr’s financing solutions?
Bettr’s financing is currently only available through our strategic partners in selected countries. We’re working hard to expand our network of partners across the globe!