Avail Access to Credit for Brazilian MSMEs
Financing Made Simple for Brazilian Businesses
Running a business in Brazil's fast-moving economy means cash flow is crucial. With Bettr Working Capital, local businesses gain higher approval rates, faster access to funds, and flexible repayment options to manage liquidity more effectively, reinvest in growth, and compete with confidence.
Get Financing Where You Are
MSMEs can access working capital directly from digital platforms like AliExpress where they already operate, with a straightforward application process.
Faster Access to Funds When You Need It
We know how important it is to strike when the iron is hot. We ensure our application experience is seamless so MSMEs can enjoy fast approvals and disbursements of funds.
Fair, Transparent Rates You Can Trust
Built for Brazil's MSMEs, with affordable rates and no hidden terms.
Flexible Financing That Adapts To You
Access funding that adjusts to your unique needs, giving you the freedom to choose amounts and repayment terms that fit your journey.
Financing Options in Brazil,
Made Possible via Our Strategic Partners
AliExpress
Bettr Working Capital
Collateral-free financing for MSMEs
- Loan amounts up to BRL200,000 available
- Attractive interest rate as low as 2.99% per month
- Flexible repayment with loan tenures of up to 12 months
- Easy repayment method via PIX QR
Eligibility
- Legal representative must be 18–60 years old with a valid CPF.
- Company must have operated an AliExpress store as an Authorized Economic Operator for 1+ years.
- For the following company types, a personal guarantee from the legal representative is required:
- Limited Liability Company (Ltda)
- Single-Member Limited Liability Company (EIRELI)
- Individual Microenterprise with Limited Liability (MEI)
- Individual Limited Liability Company (EI)
Documents
- Original identity document (RG) with CPF, or original driver’s license (CNH) with CPF
- Original CNPJ of the company and Articles of Association (constituent documents)
- Brazilian mobile number of the legal representative
Steps to apply
- Log in to your AliExpress Merchant Portal. Locate the "Bettr Working Capital" card under Financing.
- Click on "Activate". You'll be required to submit your personal details to kickstart your loan application.
- After receiving the SMS notification of successful authorization, you can return to the Seller Portal to request the loan.
- Choose the desired loan amount and term within the approved credit limit and proceed to link your PIX key to release the loan amount.
- That's it! Once you agree to the terms, the loan amount will be released to your account.
Are you a digital platform provider looking to offer financing to your sellers and customers?
Partner with Bettr and launch in under 30 days.
FAQs
Explore answers to common questions about Bettr’s offerings and services.
How is Bettr's financing different from traditional loans?
Bettr’s financing is embedded directly within partner platforms, so eligible merchants can access capital where they already operate. The application is streamlined, approvals are fast, and funding will be made available quickly without lengthy paperwork.
Who can use Bettr’s financing solutions?
Bettr’s financing is currently only available through our strategic partners in selected countries. We’re working hard to expand our network of partners across the globe!
